Fanovie Policies

Read our comprehensive policies on compliance, safety, and creator agreements

FANOVIE TERMS & CONDITIONS

Effective Date: 1 February 2026

These Terms & Conditions ("Terms") constitute a legally binding agreement between you and FANOVIE LIMITED, Company No. 16939748, registered office at 51 Heather Road, Binley Woods, Coventry, England, CV3 2DE ("Fanovie", "we", "us", "our").

By accessing, registering for, or using the Platform, you agree to be bound by these Terms.

PART I — INTRODUCTION & LEGAL FRAMEWORK

1. Definitions and Interpretation

In these Terms, references to "Platform" mean the Fanovie website, related applications, services, messaging systems, subscription systems, payment integrations, and associated technology infrastructure. "User" refers to any person accessing the Platform. "Fan" refers to a User who purchases, subscribes to, or interacts with Creator content. "Creator" refers to a User who uploads, distributes, or monetises content. "Content" includes all text, images, videos, audio, direct messages, metadata, and associated materials. Words such as "including" mean "including without limitation." References to law include amendments and replacements.

2. Company Information and Contact Details

Fanovie is operated by FANOVIE LIMITED, incorporated in England and Wales under company number 16939748. Registered office: 51 Heather Road, Binley Woods, Coventry, England, CV3 2DE. Compliance correspondence: compliance@fanovie.com.

3. Scope of Agreement

These Terms govern your entire relationship with Fanovie, including account creation, content access, monetisation, moderation, dispute handling, and enforcement. Continued use constitutes acceptance.

4. Binding Nature of These Terms

By using the Platform, you confirm that electronic acceptance constitutes legally enforceable consent equivalent to a handwritten signature.

5. Relationship Between Terms & Other Policies

These Terms incorporate our Privacy Policy, Compliance & Reporting Policy, Creator Agreement, and other published policies.

6. Modifications to the Terms

We may modify these Terms at any time. Continued use constitutes acceptance of updates.

7. Electronic Communications and Notices

You consent to receive communications electronically via email or account notifications.

8. Severability

If any provision is invalid, the remainder remains enforceable.

9. Waiver

Failure to enforce does not constitute waiver.

10. Assignment and Transfer

You may not assign rights without written consent. Fanovie may assign rights in connection with restructuring or acquisition.

PART II — ELIGIBILITY & ACCESS CONTROL

11. Age Requirement (Strict Adult-Only Platform)

The Platform is strictly limited to individuals aged 18+. Any minor access results in immediate termination.

12. Age Verification Process

All Users must complete age verification before accessing content. Verification may include document checks, biometric checks, liveness detection, or third-party verification providers. Access is blocked until verification is successfully completed.

13. Geographic Restrictions

Access may be restricted based on jurisdiction. We may block IP addresses or use geolocation controls.

14. Prohibited Jurisdictions

Users in jurisdictions where adult content is illegal may not access the Platform.

15. Account Registration Requirements

Users must provide accurate and complete information.

16. Identity Accuracy and Fraud Prevention

We may conduct identity checks, AML screening, sanctions screening, and risk assessments.

17. Account Security and Responsibility

Users are responsible for safeguarding credentials.

18. Account Suspension and Termination Rights

We may suspend or terminate accounts for fraud, AML risk, chargeback abuse, trafficking risk, or regulatory exposure.

19. Refusal of Service

We may refuse service at our discretion.

PART III — PLATFORM NATURE & LIABILITY POSITIONING

20. Nature of the Platform (Hosting vs Publisher)

Fanovie operates solely as a hosting technology platform.

21. User-Generated Content Disclaimer

All Content is generated by Users. We do not endorse or guarantee legality.

22. Mandatory Pre-Publication Review

All uploaded content is subject to review before publication to ensure compliance with applicable laws, card scheme standards, and Platform policies. Content will not be published until approved.

23. Limitation of Monitoring Obligations

Monitoring may occur via manual review, automated tools, or reactive enforcement.

24. Reliance on Content Provider Representations

Creators warrant that all persons depicted are consenting adults.

25. Third-Party Payment Processing Disclosure

All payments are processed through authorised third-party processors.

26. No Custody of Funds / No E-Money Issuance

Fanovie does not operate as a bank or e-money institution.

PART IV — FAN TERMS (SUBSCRIBERS)

27. Subscriptions

Subscriptions renew automatically unless cancelled prior to renewal.

28. Paid Content Unlocks

One-time payments for content are final once confirmed.

29. Tips and Voluntary Payments

Tips are voluntary and non-refundable.

30. Pricing and Taxes

Prices may exclude VAT or other taxes.

31. Chargebacks and Payment Disputes

Fraudulent chargebacks may result in account termination.

32. Refund Policy

Refunds are handled per payment processor rules.

33. Subscription Renewal & Cancellation

Cancellation prevents future billing.

34. Access Revocation

Access may be revoked for policy breaches.

35. Prohibited Conduct by Fans

Prohibited activities include scraping, harassment, and fraud.

PART V — CREATOR TERMS (CONTENT PROVIDERS)

36. Creator Eligibility

Creators must be 18+ and legally capable.

37. Mandatory Identity Verification (KYC)

Creators must complete identity verification before activation.

38. Mandatory AML Screening

Creators are subject to sanctions and AML screening.

39. Creator Approval Condition

Creator accounts are activated only when KYC and AML statuses are verified.

40. Ongoing Verification Rights

We may require re-verification at any time.

41. Content Ownership and License Grant

Creators retain ownership but grant Fanovie a worldwide license to host and display content.

42. Representations and Warranties by Creator

Creators warrant legality, consent, and compliance.

43. Consent Requirements

Creators must obtain and retain written consent from all depicted individuals.

44. Record-Keeping Obligations

Creators must retain consent and age documentation.

45. Content Standards Compliance

All content must comply with Platform and card scheme standards.

46. Content Prohibitions

Prohibited content includes minors, coercion, exploitation, illegal activity.

47. Model Release & Depicted Persons Rights

Depicted individuals may withdraw consent; content may be removed.

48. Platform Display License

Fanovie may display previews and thumbnails.

49. Monetisation Structure

Creator Earnings reflect net amounts after fees and deductions.

50. Payout Conditions

Payouts are conditional upon compliance and risk review.

51. Payout Holds and Reserves

We may impose holds or reserves for chargebacks, fraud, AML risk.

52. Chargeback Allocation

Creator Earnings related to chargebacks will be deducted. Administrative costs may also be deducted. Future earnings may be offset.

53. Tax Responsibility of Creators

Creators are responsible for tax reporting.

54. Creator Suspension and Termination

Accounts may be terminated for breach, AML risk, or regulatory exposure.

55. Post-Termination Content Removal

Content may be removed upon termination.

PART X — DISCLAIMERS & LIMITATION OF LIABILITY

Indemnification by Users

Users indemnify Fanovie for breaches.

Indemnification by Creators

Creators indemnify Fanovie for illegal content, lack of consent, chargebacks, and regulatory exposure.

Class Action Waiver

Users waive participation in class or collective actions.

Limitation of Liability

Liability capped at the greater of fees paid in prior six months or £5,000.

PART XII — DISPUTES & GOVERNING LAW

Governing Law

England and Wales.

Jurisdiction

Courts of England and Wales.

Alternative Dispute Resolution

Pre-suit mediation may be required.

PART XIV — FINAL PROVISIONS

Entire Agreement

These Terms constitute the entire agreement.

Contact Information

FANOVIE LIMITED

51 Heather Road, Binley Woods, Coventry, England, CV3 2DE

compliance@fanovie.com

Effective 1 February 2026 onward.